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One should check the credit report, pay bills on time, reduce credit utilisation ratio, avoid multiple credit applications and maintain a mix of credi
To improve your credit score while being unemployed, it is vital to review credit report, dispute errors, make timely payments and bring credit card b
HDFC Bank offers interest rate on its fixed deposits in the range of 3 percent to 7.25 percent per annum. The highest interest rate of 7.25 percent is
India's economic strength is highlighted by Q3 FY24 GDP surge. Government reforms like 'Make in India' and 'PLI' are key drivers. Innovative solutions
Your investments don’t always have to be complex or tailored to market conditions. Selecting the appropriate tax-saving investment option in India,
Rera does not have any enforcement machinery: builders continue to flout all rules and ignore orders, while homebuyers are left in the lurch.
Lenders are supposed to implement multi-factor authentication for all payments through electronic modes and fund transfers barring some explicitly sma
There are several methods available to check your EPF account balance. However, it’s essential to ensure that your UAN KYC is completed for both app
Money mule fraud is on the rise as fraudsters exploit digital transaction vulnerabilities. Money mules unknowingly transfer illegally obtained funds t
It is recommended to examine your credit report to identify any errors. Common mistakes include incorrect personal information, accounts that don't be
Carrying high balances on your credit cards, especially if they are close to the credit limit, can negatively affect your credit score. It’s general
If identity thieves accumulate debts in your name and those debts are sent to collections, it can severely damage your credit score
If you regularly pay your utility bills, it will not directly give an impetus to your credit score since timely payments are not usually reported to c
While such gifts from relatives are tax-exempt at the point of receipt, future income or gains from these assets incur taxes
Bank of India (BOI) reduces new home loan rates to 8.3%, waives processing fees till month-end
Investing is probabilistic. It means that there is never a 100% guarantee of something happening.
Hard inquiries tend to impact your credit score, and occur when a lender checks your credit report as part of the process of making a lending decision
Rate of interest and terms of loans are based on the borrower’s credit score. Higher the score, lower is the rate of interest offered
Gupta’s family sought advice from RIA, restructured investments as part of financial planning.
Women are urged to invest to bridge wealth gaps and achieve financial independence. Overcoming barriers like lack of education and risk aversion is cr
