Livemint
If your CIBIL score is average, you may still qualify for a home loan, but you might face challenges in getting favourable terms.
For all practical purposes, being married to someone does not directly impact the credit score. But if you decide to have a joint account or share you
Experts often point out that whenever possible, one should pay off your credit card balances in full every month to avoid paying interest. This helps
You may decide to contact your credit card issuer to request for a credit limit increase. Many issuers allow you to request increases online or throug
There are a number of strategies to improve your CIBIL score in the long term which include paying bills on time, reducing debt, monitoring credit rep
Young professionals can establish a good CIBIL score by taking a series of steps which include paying bills on time, keeping low credit utilisation ra
UAN works like a common identification for subscribers who may have worked under multiple employers in quick succession one after the other. This, eff
Deduction is available under Section 54 of the Income Tax Act for reinvestment in a new property. Judicial precedents may challenge deduction if the b
Retail investors often misinterpret statements of credible gurus like Warren Buffett, leading to a bullish stance on all stocks. Fake gurus with untes
The Unique Client Code serves as a vital identification number assigned to clients by brokers, a mandate set by regulatory authorities. To uphold clie
For the ace investor, making music videos isn't just a hobby; he uses them to emphasize investing the right way, with a healthy degree of caution. Wit
Income tax benefits for home loans include deductions under Section 80C for principal repayment up to ₹1.50 lakh and under Section 24(b) for intere
In the case of inheritance, the cost of acquisition for capital gains purposes is taken the cost to the previous owner who had bought it for considera
Mobile apps have transformed India's digital lending ecosystem, but distinguishing between legitimate and fraudulent platforms is crucial. The RBI con
Making early payments on your home loan can save you money on interest and shorten the loan term. Timing is crucial, with prepayments in the initial y
Many Rupay cardholders are unaware of the complimentary insurance coverage on their cards, which provides a lump sum in case of accidental death or di
Failing to repay a personal loan can result in a series of adverse outcomes, impacting both your financial situation and creditworthiness.
If you use the funds from a personal loan to repay debts or to consolidate current loan obligations, it can certainly improve your credit utilisation
CIBIL score is a key factor in the loan application process. Having a good credit score by managing your finances responsibly and making timely repaym
Usually, foreign income is not taxable under IT Act for a RNOR individual. However, since you would be providing consultancy services from India, such
