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Personal loan: If you want to raise ₹10 lakh to go on a vacation to the US, your monthly instalment on the loan will depend on the rate of interest
In case RBI's six-member core policy committee cuts the repo rate in its Dec meet, the lending rates would follow suit. So would be fixed deposit inte
Personal loan: It provide quick access to funds without collateral, making them versatile for various needs. However, they come with high interest rat
Personal loan: To make informed financial choices, borrowers must understand the total costs of personal loans, including interest rates and processin
India's account aggregator system faces critical gaps three years after it was rolled out, particularly in data sharing among banks and fintech startu
Deep fake: This is not the first time when fraudsters tried fleecing gullible investors with the aid of a public figure's video. Prior to this, social
KYC validation is crucial for mutual fund investments. An incomplete KYC can hinder new investments and complicate current management. Use your PAN an
Credit card users significantly prefer online shopping during festive sales, with over 48% relying solely on credit cards for online purchases. Discou
A year or two of poor initial returns won’t affect a conservative retirement portfolio. But for an aggressive one, those initial losses will be dama
Credit cards have expiry dates, beyond which they cannot be used. Issuers set these dates for security upgrades and to prevent wear and tear. Check th
Establishing a private trust for a differently abled child allows parents to control asset management and distribution, ensuring funds are used for sp
When a credit card user doesn't clear his/her bill on time, it leads to a negative entry in the defaulter's credit report, thus jeopardising their cre
Daksh Gupta, a 22-year-old Indian-American, is the founder and CEO of Greptile, an AI firm, which has already raised $5.3 million. He recently shot to
Certain rules come into play involving taxes, the interest accrual period, and the duration for which the funds can remain unclaimed.
This approach is different from the usual process where the defaulting taxpayers would be summoned by the tax department for investigation
Personal Loans: The important factors in a personal loan approval include the individual’s credit score, age, income, profession, KYC, city of resid
Secured and unsecured personal loans serve different needs. Unsecured loans rely on credit scores and have higher interest rates, while secured loans
Public Provident Fund has been offering an interest of 7.1 percent per annum with effect from Jan 1, 2024. The minimum investment one can make is ₹
Credit scores: In India, credit scores between 300 and 900 indicate financial reliability, assessed by agencies like CIBIL and Equifax. A score above
Personal loans provide quick cash for events or emergencies and have fixed or floating interest rates. Fixed rates remain constant, while floating rat
