The Unified Lending Interface (ULI), which will be rolled out soon nationwide and the Open Credit Enablement Network (OCEN) launched in 2020, both aim to enable credit access across India. ULI can do it for all sectors, but especially focusses on MSMEs and agricultural borrowers. OCEN does it strictly only for MSMEs, and is for cash-flow based short-tenor loans. ET explains similarities and differences between the two. Read The Rest at :
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