RBI's Unified Lending Interface: Bridging India's lending gap or just a pipe dream?

The RBI's Unified Lending Interface seeks to address India's lending gap by enabling easy credit access for farmers and MSMEs through digitized records. However, the platform's success is uncertain due to banks' lending decisions being influenced by profitability and regulatory constraints. Despite its advanced design, ULI may face challenges in achieving widespread financial inclusion.
Read The Rest at :