3 changes in health insurance claim rules to help consumers: Reduced waiting period for pre-existing diseases, moratorium

Whenever you buy a health insurance policy the insurer informs you about the waiting period for pre-existing diseases and specified diseases which are not covered during the waiting period. The regulator has revised the rules and brought down this waiting period. Similarly the moratorium period has also been brought down by 3 years after which no claim can be denied under policy except in case of fraud.
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