NPCI working on ‘Digital Payments Score’ to improve the credit identity of Indians

India is an under penetrated market when it comes to retail credit, even when Indian Fintech companies are witnessing substantial growth in loan disbursals. In the first quarter of this fiscal, these Fintech companies disbursed a total of 22.2 million loans, growing 30.6% from the previous year, said a report by Fintech Association for Consumer Empowerment (FACE).
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