Of falling coconuts, peacock, elephant & stray dog nuisance: Insurers highlight Indian claims’ peculiarity

India's insurers have faced unique challenges in reviewing motor accident claims, including damage caused by stray dogs, falling coconuts, and elephants. The most common type of accident claim is rear-end collisions, followed by frontal collisions and hit-and-run cases. Regions like Assam, West Bengal, Karnataka, Kerala, and Tamil Nadu have seen a significant number of accidents resulting from human-elephant conflicts.
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