Gold loans not impacted cash diktat; book set to cross Rs 10 lakh cr by FY25-end: Icra

Gold loans by banks and non-bank lenders are expected to surpass Rs 10 lakh crore by FY25, reaching Rs 15 lakh crore by FY27, according to Icra Ratings. Despite RBI's cash disbursement restrictions, the market has adapted well. Banks dominate agriculture gold loans, while NBFCs lead in retail gold loans.
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