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Personal loan interest rate likely to rise up to 1.5%; loan eligibility norms to get tighter in 2024 with RBI new rule

By Economic Times - 10 months ago
Personal loan interest rates to go up in 2024: All lenders regulated by the RBI are required to hold capital in a certain proportion of the loan amount they lend. The riskier the loan, higher the capital a lender has to maintain. As a direct consequence of the RBI raising the risk weightage, lenders now have to maintain higher capital reserves for the riskier category. What changes for the lenders? Read on to know how much more you will have to pay for your next personal loan.

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