Loan distributor Andromeda expects around 20 per cent growth in loan disbursals to around Rs 1 lakh crore during the current fiscal, driven primarily by mortgage demand. Loan disbursals have seen a 23 per cent growth to Rs 75,397 crore in FY'24, from Rs 60,000 crore in the previous fiscal, Andromeda Sales and Distribution Pvt Ltd Co-CEO Raoul Kapoor said. Despite the increase in housing prices, the demand for housing loans remains robust, he said, adding, the average ticket size of housing loans has witnessed an increase. In addition, he said, digitalization, faster approvals, and increased availability and flexibility have fueled higher demand for personal loans. The home loan business surged to approximately Rs 33,918 crore in FY24, up by over 22 per cent from Rs 27,798 crore in FY23. In FY24, he said, the loan against property distribution was at Rs 24,776 crore, an increase of 10.33 per cent from the preceding year's Rs 22,456 crore. Meanwhile, business loans experienced a no